Buy your first home in Florida without perfect credit or a huge down payment
TU July 7th, 2026 at 07:00 PM EST
A practical, step-by-step webinar for first-time buyers who think homeownership is out of reach. No fluff. No pressure. Just results.
Free to attend · Exclusive bonus for those who stay until the end
Presented by Barbara Ligondé · NMLS: 2009994 · Co NMLS: 3116
What you'll walk away with
By the end of this webinar, you will know:
Real, actionable knowledge — not theory.
The exact steps
A clear, phase-by-phase roadmap from pre-qualification to closing day.
Low-cash strategies
Down payment assistance programs that could reduce your out-of-pocket costs to $0.
Credit truths
What your score actually needs to be — and how to get mortgage-ready fast.
Your home. Your timeline.
A personalized plan to move at your pace, with confidence and clarity.
Barbara Ligondé
Mortgage Loan Officer Licensed in Florida & Georgia | Florida Licensed Realtor
I’m Barbara Ligondé, a licensed Realtor in Florida and a licensed mortgage loan officer serving clients in both Florida and Georgia, with plans to continue expanding. With over 5 years of experience in the mortgage industry, my career has been built on delivering exceptional service, clear communication, and results that prioritize client satisfaction. My foundation as a Mortgage Loan Officer (NMLS #2009994) has given me in-depth expertise in navigating financing options, structuring deals, and guiding clients through the path to closing. That financial insight naturally led to an expansion into real estate, creating a more complete and seamless experience for those seeking both guidance and results.
As a Realtor serving Palm Beach, Broward, and Miami-Dade counties, my focus is on providing strategic support, market knowledge, and a personalized approach throughout every stage of the process. Known as “The Key Releaser,” my mission is to help unlock opportunities and open doors with confidence, clarity, and purpose. I believe that a successful real estate experience is built on trust, knowledge, and a commitment to excellence. From first-time homebuyers to seasoned investors and sellers, every journey is handled with care, professionalism, and dedication.
The truth no one told you
3 myths keeping first-time buyers stuck
If you've said any of these — this webinar will change your mind.
"I need a 750+ credit score and 20% saved."
You don't need perfect credit to qualify
The myth
Most buyers self-disqualify before ever talking to a professional, assuming their credit isn't enough.
The reality
FHA loans allow scores as low as 580. Down payments start at 3–3.5%. Many buyers pay $0 out of pocket with assistance programs.
"Homes are too expensive right now. I'll wait."
Waiting costs more than buying
The myth
With higher rates, many buyers are sitting on the sidelines — losing equity every single month they wait.
The reality
Home prices keep rising. Rent keeps going up. You buy the home, you date the rate — refinance when rates drop and lock in today's price.
"The process is too complicated and confusing."
Complexity comes from having the wrong team
The myth
Most buyers get shuffled between a Realtor and a lender — two agendas, miscommunication, and costly surprises.
The reality
When your Realtor is your Loan Officer, decisions happen in real time. No surprises. Faster closing. Better outcomes.
Real clients. Real results.
Buyers just like you — who are now homeowners
Hollywood, FL
Elizabeth — Single first-time buyer
Didn't think she could purchase due to her immigration status. Barbara found the right program and she closed on a beautiful townhouse.
First-time buyer ✓Margate, FL
Denise & Eric — 580 score
Eric's score was below 580. Barbara raised it in 2 months. They moved in 4 months later with just 3.5% down.
3.5% down ✓Davenport, FL
The Pierre Family — 15+ years renting
Rented for over 15 years. Their new 3BR/3BA mortgage is now less than their old rent was.
Renters no more ✓Your exclusive webinar bonus
The Dream Home System™
Stay until the end and receive this 3-part bonus — free, sent directly to your email.
Renting to Keys
How to transition out of renting the right way — understand where you are, build your foundation, create your exit plan.
Avoid wasting $2K–$3K/month without a plan
Credit to Keys
How to position your credit for approval — what impacts your score, what to fix first, and how to go mortgage-ready.
Avoid $500–$2K+ in credit repair costs
The Homeowner Blueprint
The 5 phases from start to closing — what to expect at every stage and how to move with confidence.
Avoid costly mistakes that can cost $10K+
Don't wait another month
You're closer to homeownership than you think
Every month you wait is another month of rent — building someone else's wealth. One free webinar could change everything. Your keys are waiting.
Free to attend · No credit card required · Bonus for attendees who stay until the end